Tier 1 Home Loans

Illuminating the path to homeownership—empowering clients with clarity, confidence, and expert guidance to turn their dreams of owning a home into reality.
Veteran Owned Business
Proudly Serving Virginia, North Carolina, Florida, Georgia, Maryland, Texas, and Tennessee.

Home Loans Made Easy

At Tier 1 Home Loans, our mission is to provide homebuyers with expert mortgage solutions tailored to their unique needs. With a commitment to transparency, efficiency, and exceptional service, we guide our clients through the home financing process with confidence. Partnering with hardworking real estate professionals, we ensure a seamless experience from pre-approval to closing. Whether you're a first-time buyer or an experienced homeowner, we are dedicated to helping you secure the best loan options and achieve your homeownership dreams.


Our Loan Programs

VA Loans | FHA Loans | Conventional Loans | USDA Loans | Investment Loans | Second Home Loans | Jumbo Loans | Condo Loans | VA IRRRL Interest Rate Reduction Refinance Loans | Cash-Out Refinance Loans | Rate/Term Refinance Loans | Bank Statement Loans | DSCR Investment Loans | Asset Depletion Loans

James Grandy

Founder
Principal Mortgage Broker
U.S Army Retired
NMLS # 2077616

Colby Tomlinson

Co-Founder
Senior Loan Officer
U.S.M.C. Veteran
NMLS # 2302143

Brendan Powell

Director of Loan Operations
Senior Loan Officer
NMLS # 2318359


Tier 1 Home Loans, Inc
500 E Main Street, 1600-93, Norfolk, VA 23510

Equal Housing Opportunity | Tier 1 Home Loans, Inc.
Licensed in: FL, GA, MD, NC, TN, TX & VA | NMLS #2677559
NMLS Consumer Access: https://www.nmlsconsumeraccess.org | Privacy Policy
Tier 1 Home Loans, Inc. is approved to originate VA and FHA loans and has the ability to broker such loans to VA and FHA-approved lenders. Tier 1 Home Loans, Inc. is not acting on behalf of or at the direction of HUD/FHA or the VA.---Texas Consumers:Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to:Texas Department of Savings and Mortgage Lending
2601 North Lamar, Suite 201, Austin, TX 78705
📞 Toll-Free Hotline: 1-877-276-5550
🌐 https://www.sml.texas.gov
The department maintains a recovery fund to reimburse certain out-of-pocket damages caused by acts of licensed residential mortgage loan originators. A written application must be submitted to and investigated by the department.---For informational purposes only. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Terms and conditions subject to change without notice.